Approach

The opportunity to sell both loans and capital raises directly using a regulatory-approved token as both store of value and real-world asset. LDA offers quantifiable benefits, both in terms of capital cost as well as settlement speed. Also the option to create new products from your assets for your own wealth arm, leaving them tradable across the platform for client liquidity.

Able to deploy capital for varying lengths with a clear exit route, without penalty, when desired. Further, engagement in direct lending with market-capital playing alongside fund investments, permitting greater leverage while retaining control. Access to a wide array of ancillary opportunities to manage risk and liquidity to manage Solvency II/RBC commitments and settling T+1.

LDA offers enormous benefits to traders by opening up the private debt markets that may otherwise be excluded. We are able to offer a wide range of opportunities across the debt structure without the need to fund the entirety of a tranche. Deal from the very heart of finance allows investors to trade in and out, selecting only those opportunities that suit their funds/positions the best.

For those companies that raise capital through banks on the platform, they will be able to access the cheapest rates in the market because of the way our auction-based aggregated capital market works. LDA uses semi-blind auctions where loans are split into tokens and investors say how many they would like, together with the interest rates they would charge. The result is that it is the cheapest providers of capital that win out, rather than those with the deepest pockets, so one issuance may have tokens with multiple interest rates, each one unique but representing only one price to the borrower.